At Capital Wealth Management Inc. our relationship with our clients goes beyond just account setup and management. Part of being a great company is great customer service. This is why we are readily accessible to all of our clients. Capital Wealth Management is extremely confident in the quality of services we provide to our clients. Furthermore, we are always willing to answer any questions or address any concerns that may arise. The staff at Capital Wealth Management Inc. enjoys strengthening those trust-based relationships we have built with our clients. This is why we remain honest and affordable while providing top notch services.

Personal/Family Financial Planning-*

We strive to provide the best possible financial plan to help you reach all of your goals. Whether you need to save toward a future goal, cut spending and taxes or want help budgeting we can help by building a comprehensive strategy for you to follow.   An effective financial plan is not a concrete, inflexible mandate, but a roadmap that changes and adapts with you as your life evolves and changes.

Retirement Planning-

Whether you are just starting to plan or are nearing the point to start your retirement, Capital Wealth Management will help you assess your goals and develop a plan to provide the type of income you are looking for. We are dedicated to building a plan that our clients can easily understand and implement in their lives. Having a plan and acting on it will help you achieve your financial goals.

College Planning-

College is one of the fastest rising costs in America today. No matter if you want to help your children, grandchildren, nieces or nephews, 529 plans and other investment tools can offer tax-advantaged ways to save for these future expenses. How would you like to use any leftover money to get your private pilots license or take an international cooking class? We can tell you how.

Portfolio Allocation and Balancing-

Having a properly allocated portfolio is a must when it comes to investing. An investment strategy should attempts to balance risk versus reward by adjusting the percentage of each asset in an investment portfolio according to the investors risk tolerance, goals and investment time frame. We will make sure your portfolio is allocated properly in order to best meet your financial goals.

401(k) Rollovers-

We at Capital Wealth Management know the transition between careers, companies, or into retirement can be a stressful time. One of the crucial things you must decide is where and how to invest your old company's 401(k) assets. We specialize in helping our clients not only make this decision but also in using their company 401(k) plan as an integral part of their overall plan.

403(b) Retirement Plans-

We are a firm dedicated to helping those who serve our community and children. We offer a wide range of investment choices for teachers through the 403(b) and Tax Sheltered Annuity program with the metro area's public schools. We currently work with many teachers in multiple districts and strive to find and help implement the plan that best suits their needs for retirement savings.

IRAs-

Many times the cornerstone of a financial plan is the IRA. We help our clients to understand the benefits of owning the different types of IRAs and using these to their advantage. Whether they need a tax write off now or tax free income in retirement we do our absolute best to ensure they have the right IRA for their needs.

Investment Management-

Instead of turning over the management of client assets to a mutual fund or annuity company, we create a custom portfolio of investments for each of our clients. Our jobs as financial advisors is to help clients make smart, informed decisions about where and how to invest their money. These can vary from aggressive growth strategies to income based investing.

Basic Estate Planning-*

Everyone should have a Will. There are reasons why most individuals and couples should have a Trust. Health Care Power of Attorney, Living Will, Durable Power of Attorney. These documents play an important part of your Basic Estate Plan. We will work with your existing attorney or recommend an estate planning attorney to help you complete your Estate Plan.

Life Insurance Trusts & Advanced Estate Planning-*

Family Foundations, Grantor-Retained Annuity Trust, Life Insurance Trusts, Private Trusts, Family Legacy Trusts, and other tools can help you structure tax-savings to pass assets as well as your personal values on to future generations.

Supplemental Needs Trusts-*

Also called a Special Needs Trust, this is a trust that is designed to provide benefits to, and protect the assets of, physically disabled or mentally disabled persons and still allow such persons to be qualified for and receive government health care benefits under the Medicaid welfare program. These trusts are frequently used to receive an inheritance or personal injury litigation proceeds on behalf of a disabled person in order to allow the person to qualify for Medicaid benefits.

Corporate Asset Management-

Many companies have unused capital that is not working for them. We help companies take that extra capital and invest it into something that will earn interest until the time comes when that capital is needed again.

Business Retirement Plans-

No matter if you run a single person shop or a 100 person corporation there is a plan to fit your needs. From SEP IRAs to SIMPLE IRAs and 401(k) plans, we will help you implement and manage the plan that best suits you. These plans not only save on taxes but are also a great benefit that keeps employees happy.  We also offer the OPEN(k)™ plan, a revolutionary advisory based 401(k) plan for small to medium sized businesses.

Buy/Sell Agreements & Business Succession Planning-

A must for business partners. A Buy/Sell protects each partner's interests when it comes to one partner selling off shares, or worse yet, becoming incapacitated or dying. Insurance policies are often bought by owners in order to cover these circumstances.

Retirement Plan Selection-

When a company takes bids for a new retirement or benefits package it can often bury them with a lot of paperwork. We are here to help guide you through this. As an acknowledged fiduciary we will help your company decide which bid is right for you and your employees. This gives you the expertise of an industry professional without worrying if they are biased in some way.

*Please consult a tax and legal professional on the possible implications of purchasing taxable investments or tax sheltering through through trusts. We can provide the contact information for the highly qualified and trusted professionals that work for our clients on our behalf.