Our Founder
Clinton J. Gerner
Financial Planner

Clinton Gerner is an experienced advisor and a local Saint Paul businessman. He credits his success to the personal values, work ethic, and responsibility he learned while serving in the United States Marine Corps. Clinton has worked as a Financial Planner and Consultant for national and Twin Cities Based Fortune 100 Companies.

He assists investors of all ages to preserve their capital, build their investment portfolios, and more profitably organize their finances. He founded Capital Wealth Management with the vision of a firm where our clients were not just one of the masses but received a personal relationship with their planner along with their financial plan.

 

Helping to Grow and Protect

 Your Financial Future
The following "Points of Differentiation" can provide you with honest services and structured planning. Remember... all "Financial Planning Firms" ARE NOT EQUAL - the difference can be overwhelming to your financial future.

1. Fiduciary Duty To Our Clients: When you work with Capital Wealth Management Inc., we accept a higher standard of service known as "the fiduciary standard." It means we are required to advise you of what is in your best interests, and disclose all material conflicts of interest that we might have, not just sell you a suitable investment. Ask you financial advisor if he is an acknowledged fiduciary and is looking out for your best interest - you might be surprised.

2. Fee-Only Services: Capital Wealth Management Inc. maintains its ability to deliver a fair and unbiased opinion by accepting only hourly, project based, retainer fees, or asset management fees for our client's work. We refuse to accept any form of commissions, referral fees, sales bonuses, or incentives for investments. You will always know exactly what services you are paying for and all projects will be quoted before any work is started. We promise we will not try to sell you any products but will instead render unbiased advice vital to your financial success. Our recommendations are objective and are representative of the trust inherent in a conflict free long-term relationship, the kind of relationship that comes with being a Capital Wealth Management client.

3. Fully Independent: Capital Wealth Management Inc. is 100% member-owned and operated. Since we're not affiliated with any brokerages, banks or insurance companies, we are able to recommend whatever strategy we believe is right for your particular situation. This means we can offer advice about almost all investments and strategieswithout you worrying if there is a better option out there for you. We are here to earn your trust as your financial advisor and guide.

4. Strategic Retirement Planning: Capital Wealth Management Inc. is a "strategic financial planning & investment firm” which means we help you set meaningful, yet achievable goals. We design a workable plan, provide action steps, manage the implementation of the plan, and we encourage you to achieve your dreams. Like all well laid out plans, there will be times that adjustments will be needed. When that time comes we will be there to make the recommendations and implement those changes that need to be made to keep you on track.Our mission is simple, We are here to guide you in reaching your financial goals.

5. Local, But Not Limited: Capital Wealth Management Inc. is based out of Saint Paul, MN, but we are strategically designed to help clients where-ever they decide to call home. We are setup to help you no matter where you are and you have access to detailed, secure financial information as long as there is an internet connection near.

6. A Family Friendly Firm: We at Capital Wealth Management know that you worry about money (Am I going to have enough to retire on? Send my kids to college?). We are here to help you design a multigenerational family plan, to help everyone in your family achieve more than they ever thought possible. We want to help you raise financially literate children and grandchildren. We will consider how our advice will affect your family's finances as well as their unique personalities.

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Securities offered through Ridgeway & Conger inc. Member FINRA/SIPC/MSRB. Advisory Services offered through Ridgeway Conger  Advisory Services Inc. Ridgeway & Conger Inc., 2123 Main Street New Woodstock, NY 13077. Ridgeway Conger Advisory Services Inc., and Capital Wealth Management Inc. are separate entities. Ridgeway Conger Advisory Services is an SEC registered Investment Advisor. Ridgeway & Conger Inc., Ridgeway Conger Advisory Services Inc., and Capital Wealth Management Inc. may only transact business or render personal investment advice in those states where we are registered or otherwise excluded from registration requirements. This site is for informational purposes only. Any communications with prospective clients residing in states where Ridgeway & Conger Inc., Ridgeway Conger Advisory Services Inc., Capital Wealth Management Inc.,  and their registered representatives and registered investment advisors are not licensed shall be limited so as not to trigger registration or licensing requirements.